Adam and Eve and Pinch Me
Ruth Rendell Audio Book

Jock Lewis was supposed to have died in the Paddington rail crash - Minty had received a letter from Great Western. But, curiously, the police hadn't been in touch. And Jock had gone off with all her savings. Then there was Zilla. She had also received a letter from the railway company that said her husband was dead. She didn't really believe the story, but chose not to mention her doubts. Jock's ghost reappeared to Minty at home, at work, in the cinema. Minty started to carry a knife . . .